The world is changing. Today, advanced economies are developing on the basis of small and medium-sized businesses (the Czech Republic—35% of GDP, Hungary—50%, Poland—54%, Denmark—80%, Israel—99%). Ukraine is traditionally a country of giants and oligarchs. The share of small business in the state’s GDP is only 15%.
And all banks are trying to make money on this scanty segment: they are arguing over tenths of a percent, over commissions’ kopecks, and minutes of a loan’s processing. There is no place for development here—neither for the country, nor for the economy, nor for the financial sector.